How Can I Opt for SuperCare?
Superannuation has made it easier for individuals to access super for expensive yet essential dental treatment. The Australian Tax Office needs to be provided with evidence of the necessity of your dental treatment in order to have it covered. Your super can also be released early if your financial hardships are severe.
Am I Eligible to apply for early release of Superannuation?
In order for the Australian Tax Office to cover the expense, you need to provide evidence that you are in chronic or acute pain. With the evidence of acute or chronic pain, you are eligible for super under the following criteria:
- The treatment is essential and does not fall under elective or cosmetic dentistry.
- The public health system does not cover treatment in question.
Early Release of Superannuation on Compassionate Grounds
Some patients may be eligible to apply for the early release of their superannuation on compassionate grounds to assist with the cost of certain dental treatment.
Applications are assessed by the Australian Taxation Office (ATO) under legislated eligibility criteria. Approval is determined on an individual basis and is not guaranteed.
Where appropriate, our team can provide general information about the application process and, if requested, direct you to an independent service that assists patients with preparing and lodging applications. Eligibility and approval decisions are made solely by the Australian Taxation Office.
Dental treatment that may be eligible
Depending on your individual circumstances and the ATO’s eligibility criteria, compassionate release of superannuation may be available for dental treatment such as:
- Dental implants
- Orthodontic treatment
- Periodontal treatment
- Dental crowns and other major restorative treatment
- Root canal treatment
- Oral surgery
- Other eligible dental procedures as determined by the ATO criteria
Our approach
If you would like to explore whether this option may be available to you, Dr King will first carry out a comprehensive clinical assessment and discuss your treatment options. If appropriate, we can provide the documentation required to support an application.
If you are in need of professional dental care, please call us here at Cosmetic & Laser Dentistry Centre today and speak to our team about your dental needs and how we can assist in applying with SuperCare. Our team will guide you through the process of accessing super for dental treatment and the procedures covered under it. Contact us on (03) 9500 2084 for assistance.